Grow Your Business

Discover More Possibilities For Your Success!

Get the capital you need in as little as 24 hours so you can get back to running your business.

Flexible Funding Solutions

Borrow as little as $5,000 Up to $500,000 to grow your business.

Simplified Process

Our one-page application and a few months of bank statements can get you an approval in less than 24 hours.


High Approval Rates

Funding decisions based on actual business performance. Tailored terms to meet your needs.

Get Funded

Once you accept our offer, you will be funded that same day or the very next business day.


We strive to build relationships that last.


Everyone was very helpful, friendly, and eager to explain the process of applying for funding.

— Ashley Fields

Hayward, CA

South Carolina

I spoke to multiple people and they were all professional, knowledgeable and friendly! Highly recommend to others.

— David Hudson

Walterboro, SC


Helped me get funding I needed to buy a second truck.

—Jose Gonzales

Kingston, OH

New York

Very organized, structured, and customer service oriented. Will definitely call on them if the need arises again!!!

— Kirk Boswell

Bay Shore, NY


Fast and their promises were kept.

— Debra Johnson

El Paso, TX


Very easy to work with! The process was seamless from start to finish. A++ company

—Sharon Loveseth

Chino Valley, AZ


The communication was excellent and timeline from start to finish was very good. They saved my business.

—Edward L. Hass

Farmersburg, IN


Very effiicient, reasonable and when they say sameday funding they mean it.

—Liz Bongard

Chicago, IL


Very easy transaction! Applied and the money was deposited within 24 hours!

—Marcus Williams

Seattle, WA

New Jersey

Great company to work with! worked with them a numerous amount of times.

—Thomas C. Burnwell

Newark, NJ

New York

Efficient and fast approval and processing; helpful support staff.

—Anthony D’Angelo

Queens, NY


So easy to work with a got me the best deal possible

—Timothy S

Magnolia, AR


Very efficient. Immediate response and approval for the qualified entity.Money in your account very promptly.

—Gibson Conolly

Knoxville, TN


We are here to help you grow your business and achieve financial goals.

At Essential Funding, we understand that applying for a bank funding can be a long, drawn out process that many small and mid-sized businesses will not qualify for. We believe that business owners should be able to access the money they need, when they need it, based on the strength of their business. Since day one, we have been making a difference in the lives of business owners across the country. We understand that every business is different and unique in its own way, that’s why we offer a wide variety of flexible financing and funding options without all the hassles, hurdles and games associated with traditional bank financing.

What We Offer

We understand that financing a small business can be a challenge that requires more time than most small business owners have in a day. Business operations, accounts receivable, accounting, and marketing are all an important part of running a small business and financing shouldn’t slow down your focus on these issues; it should instead help a business grow. Essential Funding offers financing options like short and longer-term funding, in order to grow your business.

We offer a quick response to funding applications by qualifying and evaluating business performance based upon a variety of important performance metrics.

Why Us?

Why American Companies Choose Essential Funding Over Everyone Else

Essential Funding

  • Eligibility: Overall Business Health.
  • Time In Business: Minimum of 6 Months.
  • Process: Easy Online Application.
  • Use Of Funds :Funds can Be Used For Any Business Purpose.
  • Access To Capital: 24hrs After Approval.

Other Lenders and Banks

  • Eligibility: Credit Dependent.
  • Time In Business: Minimum of 2 Years.
  • Process: Detailed Financial Evaluation.
  • Use Of Funds: Many Restrictions Apply. Each Lender is Different.
  • Access To Capital: Weeks - Months.

Apply Today

No obligation simple application. No personal collateral required.

Working Capital Funding for Small Businesses

What is a Working Capital Funding?

Working capital is essential to a company’s everyday operations. These fundings are not used to buy long-term assets or investments and are, instead, used to cover a company’s short-term operational needs. Those needs can include costs such as payroll, rent, debt payments, increase capacity and production.

Does My Business Need Working Capital?

If your company does not have adequate cash on hand or asset liquidity to cover day-to-day operational expenses and, thus, will secure a loan for this purpose. Companies that have high seasonality or cyclical sales usually rely on working capital loans to help with periods of reduced business activity.

Ways To Spend Working Capital To Grow Your Business?

Marketing And Advertising
Purchase Inventory
Technology Upgrades
Purchase Equipment
Product Development
Emergency Fund
Increase Capacity
Building Maintenance
Pay Off High Interest Debt
Manage Short Term Capital Needs


Small Business Funding Options For Various Industries

Retail and Convenience Stores

Use funds to purchase inventory in bulk and increase margins. Pay everyday expenses and more.

Construction and HVAC Technicians

Take on larger projects. Hire more workers when needed. Cover equipment lease and rental.

Wholesale and Warehousing

Automate your order management and product distribution processes.Building upgrades and emergencies.

Cleaning and Maintenace

Expand Your Cleaning Business. Marketing and advertising to bring more customers.

Food Service and Hospitality

Upgrade to new and efficient restaurant equipment. Pay vendors and employees.

Transportation and Trucking Industry

Purchase Commercial vehicles and cover repairs. Licensing and Insurance Costs.

Fitness and Wellness

Replace outdated and worn workout machines with newer models. Create a more inviting place for customers.

Repair Shops

Use funds to buy new equipment and invest in specialized trainings to generate more revenue.

Beauty Salons and Spa

Have additional cash flow on hand for emergencies. Attract and retain more customers.


Use funds to puschase raw materials and fulfill orders.

Online Business

Use funding for marketing, inventory, and consulting expenses.

Medical and Dental

Use working capital to purchase state of the art medical equipment.

Funding Made Easy

Our team is working around the clock to help business owners like you. What could your business do with more working capital?

Want to learn more?

Get Started

Funding Application

By clicking the "Submit Application" button I agree to all Terms and Conditions

Essential Funding

+1 917-722-1106

Address                                              4750 E Moody Blvd, Ste 226    Bunnell, FL 32110

Working Hours
Mon – Fri: 8:30am – 7:30pm
Sat: 9:00am – 3:30pm

We make small business funding as easy as 123.

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