Flexible Funding Solutions
Borrow as little as $5,000 Up to $500,000 to grow your business.
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About
We are here to help you grow your business and achieve financial goals.
At Essential Funding, we understand that applying for a bank funding can be a long, drawn out process that many small and mid-sized businesses will not qualify for. We believe that business owners should be able to access the money they need, when they need it, based on the strength of their business. Since day one, we have been making a difference in the lives of business owners across the country. We understand that every business is different and unique in its own way, that’s why we offer a wide variety of flexible financing and funding options without all the hassles, hurdles and games associated with traditional bank financing.
What We Offer
We understand that financing a small business can be a challenge that requires more time than most small business owners have in a day. Business operations, accounts receivable, accounting, and marketing are all an important part of running a small business and financing shouldn’t slow down your focus on these issues; it should instead help a business grow. Essential Funding offers financing options like short and longer-term funding, in order to grow your business.
We offer a quick response to funding applications by qualifying and evaluating business performance based upon a variety of important performance metrics.
Why Us?
Why American Companies Choose Essential Funding Over Everyone Else
Working Capital Funding for Small Businesses
What is a Working Capital Funding?
Working capital is essential to a company’s everyday operations. These fundings are not used to buy long-term assets or investments and are, instead, used to cover a company’s short-term operational needs. Those needs can include costs such as payroll, rent, debt payments, increase capacity and production.
Does My Business Need Working Capital?
If your company does not have adequate cash on hand or asset liquidity to cover day-to-day operational expenses and, thus, will secure a loan for this purpose. Companies that have high seasonality or cyclical sales usually rely on working capital loans to help with periods of reduced business activity.
Ways To Spend Working Capital To Grow Your Business?
Marketing And AdvertisingPurchase Inventory
Technology Upgrades
Purchase Equipment
Product Development
Emergency Fund
Increase Capacity
Building Maintenance
Pay Off High Interest Debt
Manage Short Term Capital Needs
Services
Small Business Funding Options For Various Industries
Retail and Convenience Stores
Use funds to purchase inventory in bulk and increase margins. Pay everyday expenses and more.
Construction and HVAC Technicians
Take on larger projects. Hire more workers when needed. Cover equipment lease and rental.
Wholesale and Warehousing
Automate your order management and product distribution processes.Building upgrades and emergencies.
Cleaning and Maintenace
Expand Your Cleaning Business. Marketing and advertising to bring more customers.
Food Service and Hospitality
Upgrade to new and efficient restaurant equipment. Pay vendors and employees.
Transportation and Trucking Industry
Purchase Commercial vehicles and cover repairs. Licensing and Insurance Costs.
Fitness and Wellness
Replace outdated and worn workout machines with newer models. Create a more inviting place for customers.
Repair Shops
Use funds to buy new equipment and invest in specialized trainings to generate more revenue.
Beauty Salons and Spa
Have additional cash flow on hand for emergencies. Attract and retain more customers.
Manufacturing
Use funds to puschase raw materials and fulfill orders.
Online Business
Use funding for marketing, inventory, and consulting expenses.
Medical and Dental
Use working capital to purchase state of the art medical equipment.
Funding Made Easy
Our team is working around the clock to help business owners like you. What could your business do with more working capital?
Want to learn more?
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